INTERPRETATION AND DEFINITIONS As used in these Terms, including the preamble hereof, unless expressly otherwise stated or evident in the context, the following capitalised terms and expressions shall have the following meanings: Account – the account opened at Fintegri by a User, using which the User can access the Services. Apps – the Android, web and iOS mobile apps of Fintegri, which give access to the Services. Fintegri – Fintegri Global OÜ, an Estonian limited liability company registered under registry code 14560487. References to “we”, “us” and “our” mean references to Fintegri. Party – each of the User and Fintegri.

Services – services provided by Fintegri to the Users on the Website (such as the Wallet Service and the cryptocurrency conversion service, if applicable). Taxes ‒ taxes, levies, duties or similar governmental assessments of any nature, including, for example, value-added, sales, use or withholding taxes, assessable by any jurisdiction whatsoever. Terms – these Terms and Conditions, as amended from time to time. User – anyone who uses the Website, Apps and/or Services provided by Fintegri. References to “you” and “your” mean references to the User.

Wallet ‒ the User’s cryptocurrency wallet, which can be accessed via the Website. Wallet Service ‒ regulated service of a cryptocurrency wallet. Website – website located at http:// or https://[...]/ and all subdomains of such website. Reference to “Website” also means a reference to the App. However, the reference to Website shall not mean or include any content from websites linked from Website. In these Terms, unless the context otherwise requires, a reference to: a Section is a reference to a section of these Terms; a person shall include a reference to its legal successors and permitted assigns; words denoting the singular include the plural and vice versa, words denoting persons include physical as well as legal persons; and a document is a reference to that document as may be amended or supplemented from time to time.

GENERAL TERMS OF USE By using or registering on the Website or App by opening a User Account or otherwise, you acknowledge that you have read and understood these Terms, you fully agree to all the terms and conditions contained in these Terms and agree to comply with the Terms. If a User does not agree to the terms and conditions contained in these Terms, then the User shall abstain use the Website and the Services. If you have any questions regarding these Terms, Website or the Services, please contact […]. The Website and the Services offered by Fintegri are NOT ADDRESSED TO AND MAY NOT BE USED BY: persons who are NOT at least 18 years of age;